Terms & Conditions
These Terms & Conditions ("Terms") are a legal agreement between you and LeadBoom, LLC ("LeadBoom," "we," "us," or "our"). They govern your access to and use of agentscriptvault.com (the "Site") and the IUL Script Vault product and any bonuses, bump offers, or related materials (together, the "Service").
By purchasing or accessing the Service, you agree to these Terms. If you do not agree, do not use the Service.
1. Who May Use the Service
The Service is intended for licensed insurance producers and agents who sell indexed universal life ("IUL") and related products. By purchasing, you represent that (a) you are at least 18 years old, (b) you have the legal capacity to enter this agreement, and (c) you are (or are training to become) a licensed insurance professional in your jurisdiction.
2. The Service
The Service is a digital product consisting of sales scripts, objection handlers, training materials, templates, audio files, and related written and multimedia content, delivered online. We may update, expand, or modify the content at our discretion.
3. License Grant
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your own personal, professional insurance practice. You may:
- Read, use, and adapt the scripts and materials in your own sales conversations.
- Store the materials on personal devices for your own use.
You may not:
- Copy, resell, sublicense, rent, lease, or redistribute the materials in whole or in part.
- Share your login, access link, or files with anyone outside your own agency account.
- Post the scripts or any substantial portion publicly (including on social media, courses, or coaching programs).
- Use the materials to create a competing product.
- Remove or alter any copyright, trademark, or other proprietary notices.
Violation of this license terminates your rights under it immediately.
4. Purchase, Pricing, and Payment
Prices are shown in U.S. dollars and are subject to change. When you complete checkout, you authorize us (through our payment processor, Stripe) to charge your payment method the amount shown, including any applicable taxes. All sales are final except as provided by our Refund Policy below.
5. Refund Policy (30-Day Money-Back Guarantee)
After we issue a refund, your license to use the Service terminates and you must stop using the materials and delete any copies in your possession.
Refunds are processed to the original payment method and typically appear within 5–10 business days, depending on your bank.
6. Delivery and Access
Access to the Service is delivered digitally, typically by email within a few minutes of a successful purchase. If you do not receive your access within one hour, check your spam folder, then contact support@leadboom.io.
7. Intellectual Property
All content in the Service — including scripts, text, images, audio, design, code, and trademarks — is owned by LeadBoom, LLC or our licensors and is protected by U.S. and international intellectual property laws. Nothing in these Terms transfers ownership to you.
8. No Professional Advice; Compliance Is Your Responsibility
The Service provides general sales education and script templates. It is not legal, financial, tax, investment, compliance, or insurance-regulatory advice. You are solely responsible for:
- Complying with the laws, regulations, and codes of conduct that apply to your insurance license, carrier appointments, and state(s) of operation.
- Ensuring any scripts, materials, or claims you use in client conversations are accurate for the specific product being sold and compliant with carrier, state, and federal requirements (including, where applicable, the NAIC Suitability in Annuity Transactions Model Regulation, Best Interest standards, and advertising/solicitation rules).
- Obtaining any supervisory or compliance approvals your broker-dealer, IMO, FMO, or carrier requires before using sales materials with clients.
9. Earnings / Results Disclaimer
See our Earnings Disclaimer for details. In short: individual results vary, and any income statements, testimonials, or case studies are illustrative, not guaranteed.
10. No Warranty
The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, non-infringement, and any warranties arising from course of dealing or usage of trade. We do not warrant that the Service will be uninterrupted, error-free, or will produce any specific result.
11. Limitation of Liability
To the maximum extent permitted by law, LeadBoom, LLC and its owners, officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of the Service. Our aggregate liability for any claim relating to the Service will not exceed the amount you paid us in the 12 months preceding the claim.
Some jurisdictions do not allow the limitation or exclusion of certain damages, so some of the above may not apply to you.
12. Indemnification
You agree to defend, indemnify, and hold harmless LeadBoom, LLC, its owners, officers, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to (a) your use of the Service, (b) your breach of these Terms, (c) your violation of any law or third-party right, or (d) any content or claims you make to your clients while using the materials.
13. Governing Law and Venue
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Any dispute arising out of or relating to these Terms or the Service must be brought exclusively in the state or federal courts located in Collier County, Florida, and you consent to personal jurisdiction there.
14. Informal Dispute Resolution
Before filing any claim, you agree to first contact us at support@leadboom.io with a description of the dispute and give us 30 days to try to resolve it informally.
15. Termination
We may suspend or terminate your access to the Service at any time if you breach these Terms, attempt to defraud us or our payment processor, abuse the refund policy, or engage in unlawful activity. Sections that by their nature should survive termination (including Intellectual Property, No Warranty, Limitation of Liability, Indemnification, and Governing Law) will survive.
16. Changes to These Terms
We may update these Terms from time to time. The "Last updated" date at the top reflects the current version. Continued use of the Service after changes are posted constitutes acceptance of the updated Terms.
17. Miscellaneous
These Terms, together with our Privacy Policy and Earnings Disclaimer, are the entire agreement between you and LeadBoom, LLC regarding the Service. If any provision is held invalid or unenforceable, the remaining provisions remain in full force. Our failure to enforce any right is not a waiver of that right. You may not assign these Terms without our written consent; we may assign them freely.